Cursor Pricing 2026: Free, Pro & Teams Plans for the AI Code Editor
Cursor keeps a simple headline — Pro at $20/month — with usage tiers stacked above it: Pro+ and Ultra multiply the included Agent limits (3x and 20x Pro) for correspondingly higher prices. Here is what each plan verifiably includes.
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Is Cursor Worth It?
Cursor Pro at $20/mo is the reference price for an AI-native code editor: extended Agent limits, frontier-model access, cloud agents, and MCP support inside a VS Code-style IDE. For a working developer, one avoided hour of debugging per month covers it. Heavy agent users hit Pro limits and face the Pro+ / Ultra decision — model your typical daily agent usage before upgrading, since the multipliers (3x, 20x) are priced accordingly.
Annual vs Monthly Billing
Pro is $20/month ($240/year). The Hobby plan is free with limited Agent requests and needs no credit card. Teams is $40 per user per month with SSO, centralized billing, and team-wide privacy mode.
Hobby
Free plan for trying the AI editor.
- Limited Agent requests
- Access to Composer
- No credit card required
Pro
The standard individual plan.
- Extended Agent limits
- Access to frontier models
- MCPs, skills and hooks
- Cloud agents
- Usage-based billing beyond included limits
Pro+ / Ultra
Higher included Agent usage for heavy users.
- Pro+ : 3x Pro limits on Agent
- Ultra: 20x Pro limits on Agent
- Priority access to new features (Ultra)
Teams
For engineering teams with admin and security needs.
- Centralized team billing
- Agentic code reviews
- Shared team context
- Team-wide privacy mode
- SAML/OIDC SSO
Enterprise
Pooled usage and enterprise controls.
- Pooled usage
- SCIM seat management
- Audit logs & access controls
- AI code tracking API
Cost Per Unit
At $20/mo, Pro costs less than a single hour of most developers' billable time. The real variable is Agent usage: included limits cover typical daily use, and overflow is billed usage-based — heavy agentic refactoring across large repos is where costs (and the case for Ultra) appear.
How Cursor Pricing Compares
Cursor Pro ($20/mo) matches the entry price of Claude Pro ($20/mo, which includes Claude Code) and GitHub Copilot Pro sits below both. The difference is form factor: Cursor is an IDE you live in, Claude Code is a terminal-first agent, and Copilot is an autocomplete-plus-chat layer. Many professional setups pair an IDE plan with a terminal agent rather than choosing one.
Cursor Pricing FAQ
How much does Cursor cost in 2026?
The individual Pro plan is $20/month, Teams is $40 per user per month, and a free Hobby plan exists with limited Agent requests. Pro+ and Ultra tiers multiply the included Agent limits (3x and 20x Pro). Verified against cursor.com/pricing in August 2026.
Is Cursor free?
There is a free Hobby plan with limited Agent requests and access to Composer, no credit card required. Serious daily use runs into its limits quickly — Pro at $20/month is the realistic working plan.
What are Cursor Pro usage limits?
Pro includes extended Agent limits with usage-based billing beyond them; Cursor does not publish a single fixed request number on the pricing page. Pro+ and Ultra exist precisely for users who exhaust Pro — 3x and 20x the included Agent usage respectively.
Cursor or Claude Code — which should I pay for?
They solve the same job from different form factors: Cursor is an AI-native IDE, Claude Code a terminal-first coding agent (included in Claude paid plans, also $20/month entry). Developers who live in an editor tend to pick Cursor; those who delegate repo-wide tasks from the command line tend to pick Claude Code. Both at once is a common professional setup.
Not sure if Cursor is right for you?
Read our in-depth review with real test results, or compare Cursor with its top alternatives.